<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
  <url>
    <loc>https://www.templetonandphillips.com/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1724331429079-6ANVPRJMWTOOLP6NKXC3/Bear+on+Path.png</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1724441035851-WEZK0ZOHVF1WA1XVDXR0/Cloudland%252BCanyon.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1724770578919-X3DGEXTL06TYTQ80J3YY/Natural+Bridge+Sewanee.jpeg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/687107eb-bf00-4cf6-8fbd-f9176576b7fe/TRANSPARENT_Tavola+disegno+1.png</image:loc>
      <image:title>About - Investment Philosophy</image:title>
      <image:caption>Despite technological advances and the ability to access real-time information, successful investing over a long period depends upon behavior. Successful behavior for an investor often contradicts what works in other fields, which explains why many investors fail to meet their expectations. In most industries, it may be wise to pursue the hottest growth opportunities, but in investing, stocks quickly price in those expectations. When share prices reflect overly optimistic forecasts, disappointment often follows. Instead, we believe it is wiser to seek out investments where market expectations are too low relative to the company’s probable long-term performance. This unique circumstance is owed to human behavior and can arise from a number of scenarios. Companies can be overlooked, stumble in their near-term performance, or see their share prices driven down by market panics, geopolitical events, pandemics, recessions, credit cycles, and so on. Regardless of the cause, our focus is on locating pricing anomalies that result from errors in human judgment—a timeless source of attractive returns for the careful investor. More simply put, trouble is opportunity. Still, to this day, we believe John Templeton summarized it best: “Bull markets are born on pessimism, grow on skepticism, mature on optimism, and die on euphoria. The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell.”</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/eabb7960-ff38-49d6-9422-0a688c507d95/Untitled-2.jpg</image:loc>
      <image:title>About - Lauren C. Templeton, Founder and Principal</image:title>
      <image:caption>Lauren C. Templeton is the founder and Chief Executive Officer of Templeton &amp; Phillips Capital Management, LLC. In addition to her leadership role at the firm, Ms. Templeton also serves on the Board of Directors for publicly traded corporations including, Fairfax Financial Holdings, Ltd., Fairfax India Holdings, Ltd., and Canadian Solar Inc. Prior to founding the firm in 2001, Lauren was employed with Morgan Stanley, Homrich Berg, and New Providence Advisors, a hedge fund management company, based in Atlanta, GA. Also in 2001, Lauren founded and served as President of the Southeastern Hedge Fund Association, (known today as the Southeastern Alternative Funds Association). Ms. Templeton has a long record of service in the non-profit community, having previously served as Chair for the Board of Trustees of the John Templeton Foundation (Conshohocken, PA), and two terms as a member of the Board of Trustees for the Baylor School (Chattanooga, TN). Lauren also served on the endowment committee of Rotary International from 2010-2016. Ms. Templeton received her B.A. in Economics from Sewanee: The University of the South, and she is the co-author of the international best-seller Investing the Templeton Way (McGraw-Hill, 2008).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/9240f015-2011-43d6-b438-03be68fc5f84/Untitled-2.jpg</image:loc>
      <image:title>About - D. Scott Phillips Jr., Principal</image:title>
      <image:caption>Scott Phillips is a Principal and Chief Investment Officer at Templeton and Phillips Capital Management, LLC. Mr. Phillips also serves as Managing Member to the Templeton and Phillips Partners Fund, LLC. Prior to joining Templeton and Phillips, Mr. Phillips owned and operated Cumberland Capital, a firm providing equity research to global and emerging market hedge funds. Before founding Cumberland, Scott was employed as a research analyst at hedge fund management company Green Cay Asset Management, where he served as the lead analyst on a hard assets fund. Prior to joining Green Cay, he was employed as a research associate at SunTrust Robinson Humphrey (and its predecessor firms: SunTrust Equitable Securities, and Robinson Humphrey). Mr. Phillips serves on the Finance Committee for the John Templeton Foundation, the Audit Committee for Templeton Foundation, Inc. and as Chairman of the Board of Trustees for the Templeton Foundation, Inc. Scott is the author or coauthor of three investment related books, including Investing the Templeton Way (McGraw Hill, 2008), Buying at the Point of Maximum Pessimism (Pearson, 2010), and coauthor to the revised edition of The Templeton Touch (Templeton Press, 2012). Mr. Phillips received his B.A. from Sewanee: The University of the South.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/services-offer</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1724331724255-YU9S8UNFZXKKXLBBYKOK/Bridge+Straight+Ahead.png</image:loc>
      <image:title>Services</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1724769814426-6C6XUOSJ1NIPH9INCWM5/Sunset%2BFall%2BCreek%2BFalls.jpg</image:loc>
      <image:title>Services</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/4ba4c572-588a-4220-bec8-3a68602ed785/Fall+Creek+Falls.jpg</image:loc>
      <image:title>Services - Private Funds</image:title>
      <image:caption>The Templeton and Phillips Partners Fund, LLC, is a global value private fund focused on a global value mandate. The Templeton and Phillips Partners Fund is open to accredited investors. The TP Marval India Fund, L.P., is a country-focused fund that invests solely in India. It is managed in partnership with Marval Capital, Ltd., of Ontario. The TP Marval India Fund, L.P. is open to qualified purchasers.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/5ced4513-4e23-4faa-94b1-27e81ef5845a/Rock+City+Overlook.jpg</image:loc>
      <image:title>Services - Outsourced CIO</image:title>
      <image:caption>The firm’s Outsourced CIO service is offered on a select basis to clients in need of a broader asset allocation approach to investing, while managing ongoing liquidity and distribution needs. This service draws upon our experience working closely with ultra-high net-worth clients and non-profits desiring customization and differentiated investment managers.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/media</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1724331840813-8BA8F7LNU4UC0V0683H6/Snoopers+Rock.png</image:loc>
      <image:title>Media</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/contact-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1724442881517-AZ5VQITTQX8DSWNXOLUZ/Chattanooga+TN.jpeg</image:loc>
      <image:title>Contact</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/home-welcome</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2024-08-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1717492383888-CVFGAPSC0QVM2V9R52I2/Transparent+Water.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1717502837728-O6405LR1CVEI2VGARFP4/Rock+City+Bridge.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1717492226195-VL52HDXEIBUCUVCTW692/River+Gorge+View.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/d21ebb31-e023-4d6f-8176-b38b30b60f77/TRANSPARENT_Tavola+disegno+1.png</image:loc>
      <image:title>Home - A Different Perspective</image:title>
      <image:caption>Since Lauren Templeton founded the firm in 2001 with seed capital from her mentor, investment legend John Templeton, we have been managing investment portfolios on behalf of high net worth individuals, families, non-profits, and institutions. Our approach to investing is differentiated through its deliberate process and contrarian mindset. Our passion for investing reflects the example of our mentor: open-mindedness, curiosity, and full alignment with our client’s interests.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/4ba4c572-588a-4220-bec8-3a68602ed785/Fall+Creek+Falls.jpg</image:loc>
      <image:title>Home - Private Funds</image:title>
      <image:caption>The firm offers two private funds, including the Templeton and Phillips Partners Fund, LLC. and the TP Marval India Fund, LLC. The Partners Fund is a global fund focused on value-oriented investments, that is open to accredited investors. The TP Marval India Fund is a country fund focused on investing in small and mid-cap companies to capture the unfolding economic opportunities in the world’s fastest-growing economy, India.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/5ced4513-4e23-4faa-94b1-27e81ef5845a/Rock+City+Overlook.jpg</image:loc>
      <image:title>Home - Outsourced CIO</image:title>
      <image:caption>For clients seeking a broader asset allocation solution our firm provides an outsourced CIO solution, leveraging our experience from working closely with non-profits and endowments. This solution is customized to the client’s desired level of service and investment profile.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/d94e9a92-087f-4958-aac6-59aa758e83d8/TRANSPARENT_Tavola+disegno+1.png</image:loc>
      <image:title>Home - About us</image:title>
      <image:caption>We are an asset management firm based in Lookout Mountain, TN, proudly serving high-net-worth individuals, families, and institutions since our founding by Lauren Templeton in 2001. Originally established as a quantitative hedge fund manager under the mentorship of investment legend John Templeton, we have evolved by staying true to our core principles. Today, we offer a curated selection of in-house and outsourced investment solutions, remaining invested alongside our clients. In every relationship, we aim to deliver our service with a personalized, high-touch approach.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/media-page-feeds</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-05-15</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/media-page-feeds/2024/5/15/article-3-5nrtl-xeykx</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-05-15</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/media-page-feeds/2024/5/15/article-3-5nrtl</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-05-15</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/media-page-feeds/2024/5/15/article-3</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-05-15</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/published-book</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-06-10</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/published-book/2024/6/10/buying-at-the-point-of-maximum-pessimism-pearson-ft-press</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/d358b99a-50c7-4d27-89c4-808e661bea8a/51TINdeY%2BTL._SY522_.jpg</image:loc>
      <image:title>Published Book - Buying at the Point of Maximum Pessimism (Pearson, FT Press) - Buying at the Point of Maximum Pessimism (Pearson, FT Press)</image:title>
      <image:caption>This book was written during the heart of the financial crisis in late 2008 to early 2009 with the goal of highlighting potential investment opportunities being created through a global stock market sell-off. The book details the long-term opportunities created by the rise of the developing market consumer class, and the many economies and industries that presented significant long-term potential growth in the years to follow.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/published-book/2024/6/10/the-templeton-touch-the-templeton-press</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/17fbd57f-b6cb-4b7f-9192-e6bc8a5b7e37/image-asset.png</image:loc>
      <image:title>Published Book - The Templeton Touch (The Templeton Press) - The Templeton Touch (The Templeton Press)</image:title>
      <image:caption>First published in 1983, The Templeton Touch was the original first authorized biography of Sir John Templeton, written by William Proctor. The 2012 revision includes revisions and updates from William Proctor, as well as a newly contributed special section from Scott Phillips. Released on Sir John Templeton's 100th birthday, the book's special section adds interviews from a number of current market luminaries  including Julian Robertson, Michael Price, Prem Watsa, Mason Hawkins, Jim Rogers, Steve Forbes, and others, sharing their thoughts on Sir John, his career, and probably what defined him most of all, his character.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/published-book/2024/6/10/investing-the-templeton-way-mcgraw-hill</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423187885937-7PVVCFOQZ7OY74A1XQTX/Investing+the+Templeton+Way.png</image:loc>
      <image:title>Published Book - Investing the Templeton Way (McGraw-Hill) - The Behavioral Edge</image:title>
      <image:caption>Investing the Templeton Way was written for the purpose of illustrating a successful behavioral investment approach to a wide audience. Rather than focusing too heavily on financial or valuation techniques, the book illustrates the more critical role of temperament, and how mastering this element to investing equips the investor to succeed across the span of time and varying market circumstances. Beginning with Sir John's first trade in "maximum pessimism" on the eve of World War II to being one of the largest short-sellers at the top of the dotcom bubble, the book walks the reader through several decades of successful investment behavior applied by a legend in the field. For those looking for similar success, hint: be ready to go against the crowd.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/family-gallery-rover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5707edb87c65e44a8b0c7461/1460406362120-HE1OMF1GU78BO0AS9LUL/Screen+Shot+2016-04-06+at+2.27.03+PM.png</image:loc>
      <image:title>Family Gallery</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5707edb87c65e44a8b0c7461/1461627448142-WHMGUNT8XKLLOX9ZQ8GZ/A05A2109.jpg</image:loc>
      <image:title>Family Gallery</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5707edb87c65e44a8b0c7461/1461627453278-KQ4RICTFO2IPQ1SUPSXL/20160125-A05A0708.jpg</image:loc>
      <image:title>Family Gallery</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5707edb87c65e44a8b0c7461/1461627456522-SJ5IV0TWETCV235G466P/20160118-A05A9163.jpg</image:loc>
      <image:title>Family Gallery</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5707edb87c65e44a8b0c7461/1461627470709-BZBQ7CYH5DCXS2Q2XJ2O/A05A8733-3.jpg</image:loc>
      <image:title>Family Gallery</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5707edb87c65e44a8b0c7461/1461627477504-04LEMXU56MQWRN7M8TPR/A05A3934.jpg</image:loc>
      <image:title>Family Gallery</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5707edb87c65e44a8b0c7461/1461627402022-8KW0DRLRS4W36909G7EL/HankPortrait2.jpg</image:loc>
      <image:title>Family Gallery</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/ourfirm</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-08-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1864c769-0ae4-483e-a7d5-e89eedfa7259/Sir+John+Stencil+Headshot.png</image:loc>
      <image:title>Our Firm - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/productoverview</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-08-12</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/videos</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-08-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1585686633263-U0YK8219GVMADSC0RFBW/MOI%2BLCT%2BMar2020.jpg</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
      <image:caption>Lauren Templeton Discussion with MOI Global on Crisis Investing, March 20, 2020</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1488907482022-Q64IWASLEZ2ZRFRF348I/Talks+at+Google+-+Lauren+Templeton.jpg</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423776629645-GJIJUEEF3QD6MCUZ8INB/Scott+Phillips+Value+Investor+Conference+Presentation.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423592973527-WANX5RRNCU0IOSIHKL6M/Scott+Phillips+Berkshire+Hathaway+Top+Value+Investors.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423592927873-V80YL9HGDM7WE5WPMIY0/Reuters+-+Brinks+Video.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423505745020-WFCUMJDCKSX6QBKGX8B9/image-asset.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423506122414-VXY0974X9AHWGD40LDZG/Lauren+Templeton+Baylor+School+Noble+Purpose.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423506473495-5SYQF9N6SMDKYGS7OSY8/image-asset.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423508539471-KYCOA4N8FCGB43S4EHOZ/image-asset.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423509009250-1HJIA9N0UXBX3N8A61IS/Lauren+Templeton+Rise+of+the+Emerging+Market+Consumer.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423510087840-IJ6MC1PH5H1WZEVB6HWI/image-asset.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423510674838-I3PYRFXOUL9A2AJ3J5US/image-asset.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423511946021-64B1LX6NG72IO5MI284G/image-asset.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423513029298-I37QMHARDXCTL5Q90894/image-asset.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
      <image:caption>Lauren Templeton and Scott Phillips are interviewed on CNBC's Power Lunch</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423513407318-O520R5UO1B7AIZAPVG5O/image-asset.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423513800479-BINCQAM14VG16SWGS1E0/image-asset.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423514750147-9DFU5R6CEI4KU2A0EZXJ/image-asset.png</image:loc>
      <image:title>Videos (Presentations, Interviews)</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/news</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-12-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1422933069820-JIVQJ82EVLFTVOWC8UD1/rotarian.png</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1422933037771-86OQZ48IH931M2229B9M/lauren+kiplingers.png</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1422933015894-CDI521XRJQZN94YP1KV8/CNBC+new.png</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1422933052431-11PRSQ4OE1NX52FAL86K/scott+mstar.png</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1422933088690-6JBW47TGBZIGIEQH0CS4/scott+reuters.png</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1422933120141-64Q76CM41AC48PMF60J0/lauren+mstar.png</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423676700781-A7K5V2BX5OKU3W06FGR5/CNBC+Scott+Phillips+and+Lauren+Templeton.png</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423676719447-JJTB7RF5YPZX7OTL7RV5/Lauren+Templeton+Atlas+Network+Time+Capsule.png</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423676738619-7X62TMKNW8LM8O6SP73N/Lauren+Templeton+How+to+Retain+Conviction+When+Market+Goes+Against+You.png</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423676760634-8HV7GRXRWMU2JT40JUGL/Lauren+Templeton+Origins+of+Sir+John+Investment+Approach.png</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423676795605-0V2GLR44XFT07C2ARXU9/Lauren+Templeton+Rise+of+the+Emerging+Market+Consumer.png</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1658947352712-P9KV0WG0R971DSTUB8W2/Snip+everything+money+podcast.jpg</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1658947507163-J9T2JYDLL7DKQX7WHHCJ/snip+pender+podcast+.jpg</image:loc>
      <image:title>News</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1422958741204-R36QNT7ADF7BZ7ST5TH6/image-asset.jpeg</image:loc>
      <image:title>News</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/firm-professionals</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/b4480384-d15c-4796-9ebd-21b2b41c79ad/LT+Stencil+Headshot.png</image:loc>
      <image:title>Firm Professionals</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/bbd958a0-c6fa-4c65-87ea-3ca88adcc0b2/SP+Stencil+Headshot.png</image:loc>
      <image:title>Firm Professionals - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/maximum-pessimism-report-newsletter-commentary</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-02-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423516773107-OZV6IUHOOHMVD0I3NB9N/MPR+Image.png</image:loc>
      <image:title>The Maximum Pessimism Report</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-08-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1585679466900-WQTXXLPDX3E3KO1D267F/Mocassin-Bend-from-Sunset-Rock-photo-BButters.jpg</image:loc>
      <image:title>Contact</image:title>
      <image:caption>Sunset Rock, Lookout Mountain, TN</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/books</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-07-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423187885937-7PVVCFOQZ7OY74A1XQTX/Investing+the+Templeton+Way.png</image:loc>
      <image:title>Published Books</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423189756730-CW2H9EC7AXM8EMJ7KMQU/image-asset.png</image:loc>
      <image:title>Published Books</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1423190733334-Z7BXD3DM2AWYN0Y7O4EG/image-asset.png</image:loc>
      <image:title>Published Books</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/website-disclosures</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-08-03</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/about-intro-mojave</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1651950645860-SAZFVLSOF654ZRECXQEX/TPCM+Green+Bull+w+White+Smaller2.png</image:loc>
      <image:title>About Intro</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/contact-om</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-08</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/home-om</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1652007431158-ET5SPNOZU6H8ZT4354R8/TPCM+Logo+Small+Inset.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/home</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/0cdf28af-509d-4e00-af38-3cbc3e152ed9/TPCM+Logo+%282%29.jpg</image:loc>
      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/home-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-07</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/disclosures</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-30</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/disclosures-nav</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-26</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/opening-about-copy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/54ce2abfe4b0513e12ea592f/1718025498586-Y2KUPQLQCBYB34KI9TN9/image-asset.jpeg</image:loc>
      <image:title>Opening About (Copy)</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/hero-image-2-rover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5707edb87c65e44a8b0c7461/1461621233565-23C8SHOCGAARTCPVI2U9/A05A8746-2.jpg</image:loc>
      <image:title>Hero Image 2</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/hero-image-1-rover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5707edb87c65e44a8b0c7461/1461618676034-CIU1ODEWOGR59BC53QQ9/HankPortrait1.jpg</image:loc>
      <image:title>Hero Image 1</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5707edb87c65e44a8b0c7461/1463066539793-4QCFKLT8QHZX8QR3MP4K/image-asset.png</image:loc>
      <image:title>Hero Image 1</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/services-rover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-01</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/rates-rover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-01</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/contact-rover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-01</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/about-rover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-01</lastmod>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/hero-image-3-rover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5707edb87c65e44a8b0c7461/1461627078618-LWLVQJT2M9EVN8XGQ75W/IMG_1588.jpg</image:loc>
      <image:title>Hero Image 3</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.templetonandphillips.com/family-rover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-01</lastmod>
  </url>
</urlset>

